House Insurance

Contents insurance provides coverage for the contents of your home, including electrical goods, carpets, furniture and curtains. Loss and theft are typically covered and some policies will also include or allow additional cover for damage or breakage of items within the home.

Contents insurance is available to you if you are a property owner or tenant a property.

Contents insurance policies typically also provide liability cover. This includes expenses incurred for any lawsuit that arises when someone suffers an injury within your home. This is very important and will ensure that an accident leading to an injury of a guest or even an intruder will not leave you liable for anywhere up to millions of dollars.

Some policies also cover replacement of items with 'new for old'. This may be a feature that appeals to you.

When insuring your contents it is important to consider the overall coverage amount you require. How much would it cost you to replace everything you own in the case of a fire? This includes all of your furniture, white goods, electrical, clothes, kitchen items, outdoor items, tools and consumables. Estimates vary, but some say up to 80% of Australians are underinsured.